Guides

IGP - Innovationsprogramm: BMWK funding for new business models

Up to €500k per SME for non-technical innovation - business models, organisational concepts, pioneer solutions. The less-crowded sibling of KMU innovativ.

IGP
BMWK
Finn Glas
Finn GlasCo-Founder + Engineering
·May 15, 2026·
1 min read

Key takeaways

Module 1 (single SME): up to €450k, 50% funding rate. Module 2 (consortium): up to €2.5M total.
Non-technical innovation only - if it's a product/process invention with R&D, you want KMU innovativ instead.
Themed calls: pioneer solutions, social innovation, business-model innovation - check the current call.

What counts as a 'business model innovation'

IGP funds the conception and pilot of new ways to deliver value - subscription models for previously-sold products, marketplace structures, platform business, new pricing logics, integration of underrepresented user groups, sustainability-driven business redesigns. The innovation does not need to be technically novel; it needs to be a genuine market or operational novelty in your segment.

Who can apply

SMEs (KMU per EU definition: <250 employees, <€50M turnover or <€43M balance sheet total) based in Germany. Startups under 5 years old qualify. Universities and research institutes can participate in Module 2 as consortium partners but not lead the application.

What you submit

A 25-page project description plus a funding application via easy-Online. Required content: problem and current market situation, the innovation concept (what's new and why now), implementation plan with milestones across 2-3 years, market and competition analysis, exploitation plan, risk analysis, detailed budget. Module 2 adds: consortium composition, work packages per partner, joint exploitation.

Timeline

Stichtage are usually once or twice a year per call. From submission to Bewilligungsbescheid: ~6 months. Decisions arrive in writing with reviewer feedback. Funding period typically starts 1-3 months after the decision; reimbursement is on incurred costs against quarterly Mittelabrufe.

FAQ

Frequently asked

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Finn Glas

Written by

Finn Glas

Co-Founder + Engineering

Finn is one of the Co-Founders. He owns the engineering side, the infrastructure, and most of the late-night fixes that ship before anyone notices.

finn.glas at aicuflow dot comLinkedInWebsite