Guides
EU Regulation 651/2014. The rulebook that lets German funders pay grants without per-case EU approval - and the source of every funding-rate cap you'll meet.

Key takeaways
Without AGVO, every state-aid decision would need EU-Commission pre-approval - a process that takes 6-18 months and that no operational grant programme can survive. AGVO is the EU's pre-approved rulebook: 'if your aid fits these categories with these rates and caps, you don't need to ask Brussels each time'. German funders draft their Förderrichtlinien to fit explicit AGVO articles so they can disburse quickly.
Five AGVO categories drive most German startup funding: Article 25 (R&D aid), Article 28 (innovation aid for SMEs), Article 22 (aid to start-ups), Article 14 (regional investment aid), and Articles 31-34 (training, advisory, environmental). Each has its own definition of qualifying costs, max aid intensity (percentage), and absolute cap. The funding-rate caps you see in programmes (50% for SMEs in cooperation projects, 60-65% with bonus, 100% for research institutes) come directly from these articles.
ZIM: AGVO Article 25 R&D + Article 28 innovation aid. KMU innovativ: AGVO Article 25 R&D with industry/research-institute splits. IGP: Article 25 R&D + Article 28 innovation aid. BayTOU: Article 25 R&D with Bavarian-specific Förderhöchstgrenzen. EXIST Forschungstransfer Phase II: Article 22 start-up aid + Article 25. Knowing which AGVO article underlies a programme tells you (a) what counts as qualifying cost, (b) what the absolute cap is, and (c) whether you can stack with another article-25 programme without bumping the limit.
FAQ
Free plan, no credit card. We host in Germany. You can export and delete everything self-serve.
Read next
De-minimis: the €300k cap that decides which grants you can actually stack
How to count, which programmes use it, and the planning trap.
Read
Forschungszulage: Germany's R&D tax credit, expanded by the Wachstumschancengesetz
What counts as R&D, how BSFZ certification works, and how to stack with grants.
Read
EXIST Ideenpapier: structure, length, and the seven sections that decide your application
Section-by-section template with what reviewers expect.
Read